Loan Amounts

Autos & Trucks:
New: Up to 85% of the MSRP
Used: Up to JD Power Clean Trade-In

Motorcycles, Boats (Max $30,000)& RVs:
New: Up to 85% of the verified sales price
Used: Up to 85% of the verified sales price or JD Power Trade-In.   JD Power values can be found at:

Loan Interest Rates

Effective May 01, 2023

Percents are APR, Annual Percentage Rate

Length of Loan (in months)0-1213-2425-3637-4849-60
Autos & Trucks (new and used)5.49%5.49%5.49%5.49%5.49%
Motorcycles, Boats and RVs (new and used)8.00%8.25%8.50%8.75%8.75%
Share Secured2.00%2.25%2.50%2.75%3.00%
- In order to refinance existing collateral loans with the Credit Union, one must borrow an additional $1,000 to qualify.
- No loan origination fees or early prepayment penalties.
- Credit life insurance coverage included at no additional charge (some restrictions apply).
- Must be employed by current employer for 6 months to qualify for a collateral loan and 12 months for a signature loan.