Loan Amounts
Autos & Trucks:
New: Up to 85% of the MSRP
Used: Up to JD Power Clean Trade-In
Motorcycles & RVs:
New: Up to 85% of the verified sales price
Used: Up to 85% of the verified sales price or JD Power Trade-In. JD Power values can be found at: www.jdpower.com
Loan Interest Rates
Effective April 28, 2026
Percents are APR, Annual Percentage Rate
| Length of Loan (in months) | 0-12 | 13-24 | 25-36 | 37-48 | 49-60 |
|---|---|---|---|---|---|
| Autos & Trucks (new and used) | 4.99% | 4.99% | 4.99% | 4.99% | 4.99% |
| Motorcycles and RVs (new and used) | 8.00% | 8.25% | 8.50% | 8.75% | 8.75% |
| Signature | 13.00% | 14.00% | 14.50% | 15.00% | N/A |
| Share Secured (Max $10,000) | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% |
– In order to refinance existing collateral loans with the Credit Union, one must borrow an additional $1,000 to qualify.
– No loan origination fees or early prepayment penalties.
– Credit life insurance coverage included at no additional charge (some restrictions apply).
– Must be employed by current employer for 6 months to qualify for a collateral loan and 12 months for a signature loan.